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Group Personal Accident
Insurance |
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| Group Personal Accident
Insurance |
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| Scope of Cover |
| The Insurance Policy compensates
the Insured in case of Accidental Death, Loss of limbs
and eyes, Permanent Total Disablement and Permanent Partial
Disablement |
| Sum Insured |
| The Sum Insured can be decided
on the basis of earning capacity of the Insured Person. |
| Premium |
| The Premium chargeable for
the policy depends on occupation of the Insured person
and the Table of benefits availed. |
| Benefits |
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Accidental Death |
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Dismemberment |
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Permanent Total Disability |
|
You are also covered for a maximum
of Rs.5, 000 per accident for medical expenses.
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Permanent Partial Disability |
|
Accident Medical Reimbursement |
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Temporary Total Disability (weekly
benefit) |
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| Medical Expenses |
| we will pay a percentage of
the admitted claim under other specified coverage towards
the actual medical expenses necessarily and reasonably
incurred for medical treatment within 100 weeks of its
happening if the Insured or the insured person suffers
injury during the period of insurance and provided such
treatment is received from a qualified and registered
medical practitioner. |
| Hospital Confinement
Allowance |
| In the event of the Insured
or the insured person being confined in hospital for treatment
of injury for which compensation is payable under this
policy, a daily benefit is paid for such period of confinement
subject to a maximum period of 30 days. |
| Exclusions |
|
Self injury, suicide,
venereal disease or insanity |
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Influence of intoxicating liquor or
drugs |
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Death due to pregnancy or childbirth
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Breach of law with criminal intent
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War and nuclear group of perils |
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On duty with armed forces |
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| Main Extension |
| Medical expenses following
an accident |
| Group Discount |
| The group Policy is eligible
for group discount based on the size of the group. The
group discount is slab-wise and increases with the size
of the group. |
Premium Calculation